Terms of financing

Terms of financing for final beneficiaries

SID Bank's financing is long-term; ranging from 24 months up to 20 years, usually including a several months moratorium on the principal, as well as other individual terms and conditions in accordance with the purposes.

Interest rates are determined by a range that is downward limited by the EU rules concerning state aid and upward limited by commercial interest rates.

SID Bank's funds may be used to finance up to 85 percent of costs directly related to the project, including investments into tangible and intangible assets, as well as other costs, in accordance with SID Bank's terms and policies. Funds may be combined with EU funds or other public funds if there are no such limitations due to other agreements on the use of public funds.

Call us at +386 1 200 75 00 or e-mail us at

New jobs in 2020
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Additional sales in 2020
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Additional exports in 2020
06. July 2020

SID Bank successfully launched Covid-19 response bonds in the amount of EUR 350 million on the international capital markets. The funds from the bonds will be used to finance the...

02. October 2019

SID Bank signed the agreement to finance set up and implementation of investment advisory services for various types of investments, so as to provide additional technical assistance to...

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