Terms of financing

Terms of financing for final beneficiaries

SID Bank's financing is long-term; ranging from 12 months up to 30 years, usually including a several months moratorium on the principal, as well as other individual terms and conditions in accordance with the purposes.

Interest rates are determined by a range that is downward limited by the EU rules concerning state aid and upward limited by commercial interest rates.

SID Bank's funds may be used to finance up to 100 percent of costs directly related to the project, including investments into tangible and intangible assets, as well as other costs, in accordance with SID Bank's terms and policies. Funds may be combined with EU funds or other public funds if there are no such limitations due to other agreements on the use of public funds.

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where SID bank was present in 2021
mill €
volume of credit portfolio in 2021
mill €
volume of INSURANCE portfolio IN 2021
23. September 2022

Representatives of 18 European development banks and incentive financial institutions, the European Investment Fund and the European Commission attended a high-level meeting in Ljubljana...

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